By Samantha Barnes, International Banker Since the Global Financial Crisis (GFC), banking regulation has moved almost exclusively in one direction, as authorities around the world have imposed progressively higher capital requirements to strengthen lenders’ balance sheets and reduce systemic risk ...

The FCC has rejected, en masse, a round of requests to waive the statutory 25% late payment penalty on overdue FY 2023 and FY 2024 regulatory fees, underscoring that relief is reserved for rare, extraordinary circumstances outside a payer’s control ...

A familiar financial institution that has served the area for 66 years is reinventing its image to reflect its commitment to community development. In a press release issued on Feb. 27, the Diamond Lakes Federal Credit Union announced its official ...

Anthony DiResta: Welcome to another podcast of "Clearly Conspicuous." As we've noted in previous sessions, our goal in these podcasts is to make you succeed in this current environment, make you aware of what's going on and give you practical ...

New York has proposed “nation‑leading” regulations to bring buy now, pay later (BNPL) providers under a formal licensing, supervision, and consumer‑protection regime, implementing a BNPL statute enacted in the FY 2026 state budget. Core structure of the proposal The rules ...

The Eighth Circuit’s decision in Johnson v. Freedom Mortgage Corp. (Feb. 2, 2026) narrows consumers’ ability to challenge “late” reporting where the payment was not conforming and clarifies that a furnisher’s FCRA investigation duties are tightly cabined by the CRA’s ...

Habitat for Humanity of Greenville County has started construction of a new affordable home in partnership with 11 local credit unions. Walls were officially raised on the 2026 Credit Union Build on Feb. 25. LaTonya Phillips, CEO and president of ...

A Dutch government agency responsible for prisons and detention facilities has suffered a significant cyber incident that exposed internal staff data, raising security and safety concerns for employees. What happened The breach hit the Custodial Institutions Agency (Dienst Justitiële Inrichtingen, ...

UBS has raised its worst‑case forecast for private credit defaults to about 14–15%, mainly in a scenario where AI causes rapid, severe disruption to corporate borrowers, especially in tech and software. What UBS is actually saying UBS strategists, led by ...