Credit and Collection News

April 23, 2026

Fannie Mae, Freddie Mac Move Beyond FICO With New Credit Scoring Model To Boost Competition

Scott Turner, Secretary of the Department of Housing and Urban Development (HUD), said that adopting new credit-scoring models will expand access to homeownership, especially for borrowers overlooked by older systems. Bill Pulte, the Federal Housing Finance Agency’s (FHFA) director, proposed allowing Fannie ...

April 27, 2026

Treasury Department Takes On Collection Of Nearly $2 Trillion In Student Loans

News Brief Monday, April 27, 2026 — 10:01 am The U.S. departments of Education and Treasury entered into an agreement to recoup nearly $1.7 trillion in student loans to mitigate a “long history of mismanagement, particularly during the Biden Administration,” ...

April 21, 2026

California Lawmakers Urged To Pass Bill Limiting Payday Loan Interest Rates

SACRAMENTO, Calif. — Civil rights and labor advocates are urging California lawmakers to pass AB 2558, a measure supporters say would help protect families from predatory payday lending practices that trap borrowers in cycles of debt. Dolores Huerta, one of ...

April 26, 2026

New York Court of Appeals confirmed the preemptive reach of the Graves Amendment in the Second Child v. Edge Auto case

The New York Court of Appeals issued its decision in Second Child v. Edge Auto, Inc. on April 23, 2026, affirming the Appellate Division's ruling that the federal Graves Amendment preempts portions of New York Vehicle and Traffic Law § ...

April 21, 2026

Monk Secures $25 Million Series A to Scale AI-Driven Accounts Receivable Platform

Monk has raised a $25 million Series A round to scale its AI-native accounts receivable (AR) automation platform, bringing total funding to roughly $29 million and positioning it as a growing player in AI-driven finance operations. Key funding details Monk ...

April 24, 2026

Equifax and Ataeva Partner to Launch Advanced Spend and Yield Tools for Financial Institutions

ATLANTA, April 24, 2026 /PRNewswire/ -- Equifax® (NYSE: EFX) today announced a strategic partnership with Ataeva to launch the Ataeva Product Suite. This high-impact, diagnostic toolkit is designed to significantly enhance financial institutions' ability to accurately value potential customers and ...

April 23, 2026

The AI Chat Gap: Why Credit Unions Must Act on Conversational AI

Artificial intelligence (AI) has quickly moved from emerging capability to baseline expectation in financial services. Increasingly, the first interaction consumers have with their financial institutions (FIs) is not through a branch or even a mobile app but through conversational AI ...

April 27, 2026

Nevada Has Adopted New Student Loan Servicing Regulations Covering Both Servicer Conduct And Licensing

Nevada has indeed adopted a new, comprehensive student loan servicing framework that covers both licensing and servicing conduct, primarily through AB 332 (2023) codified in NRS Chapter 670B, with implementing regulations adopted by the Financial Institutions Division (FID). Statutory framework ...

April 24, 2026

Engaging with a key House Financial Services Committee leader

A Capitol Hill meeting brought America’s Credit Unions leaders—including President/CEO Scott Simpson—together with House Financial Services Subcommittee on Financial Institutions Chairman Andy Barr, R-Ky., Thursday. "We thank Chairman Barr for taking time to meet with America's Credit Unions and discuss ...

April 23, 2026

VantageScore 4.0 And AI Fundamentally Threaten Fair Isaac

VantageScore 4.0 and modern AI credit models clearly erode FICO’s moat and pricing power, but they do not yet amount to an imminent “death sentence” for Fair Isaac; they change the shape of the franchise from a quasi‑monopoly toll booth ...

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Will New Collection Regulations Like The New York Shield Act Impede Loan Accessibility

April 27, 2026 Headline News

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Fannie Mae, Freddie Mac Move Beyond FICO With New Credit Scoring Model To Boost Competition

Treasury Department Takes On Collection Of Nearly $2 Trillion In Student Loans

California Lawmakers Urged To Pass Bill Limiting Payday Loan Interest Rates

New York Court of Appeals confirmed the preemptive reach of the Graves Amendment in the Second Child v. Edge Auto case

Monk Secures $25 Million Series A to Scale AI-Driven Accounts Receivable Platform

Equifax and Ataeva Partner to Launch Advanced Spend and Yield Tools for Financial Institutions

The AI Chat Gap: Why Credit Unions Must Act on Conversational AI

Nevada Has Adopted New Student Loan Servicing Regulations Covering Both Servicer Conduct And Licensing

Engaging with a key House Financial Services Committee leader

VantageScore 4.0 And AI Fundamentally Threaten Fair Isaac

Will New Collection Regulations Like The New York Shield Act Impede Loan Accessibility

Treasury Department Takes On Collection Of Nearly $2 Trillion In Student Loans

Nevada Has Adopted New Student Loan Servicing Regulations Covering Both Servicer Conduct And Licensing

Will New Collection Regulations Like The New York Shield Act Impede Loan Accessibility

Treasury Department Takes On Collection Of Nearly $2 Trillion In Student Loans

Nevada Has Adopted New Student Loan Servicing Regulations Covering Both Servicer Conduct And Licensing

Online Betting Could Be Fueling Bankruptcies

New FTC Data Show People Have Lost Billions To Social Media Scams

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