Ex-CFPB Director Rohit Chopra to Lead New California Consumer Agency Former Consumer Financial Protection Bureau Director Rohit Chopra is returning to the frontlines of consumer protection — this time at the state level. California Governor Gavin Newsom announced on May ...

The average FICO credit score across America was 714 in 2025, according to the Spring 2026 FICO® Score Credit Insights. That's down just a single point from a year ago, largely due to the return of student loan payments and ...

Robocalls are the phone version of stepping on a Lego barefoot. You know the pain. Your phone buzzes during dinner, during a meeting or right when you finally sit down. Then a fake bank alert, Medicare scam or "urgent" car ...

Chopra Is Coming to California Governor Newsom just appointed Rohit Chopra — fired from the CFPB by Trump in February 2025 — to lead California's brand new Business and Consumer Services Agency (BCSA), launching July 1, 2026. The appointment requires ...

U.S. foreclosure filings rose 18% year-over-year in April 2026, with bank repossessions surging 42%, according to new ATTOM data — yet activity remains well below pre-pandemic norms. U.S. foreclosure activity extended its year-long upward trend in April 2026, with 42,430 ...

Photo: Screenshot Afterpay in New Zealand is making almost $20 million a year in income from late fees, despite the service being provided interest-free. When someone makes a purchase using Afterpay, they do not pay any charges provided they pay ...

Affirm plans to seed a Nevada bank with ~$350M to fund loans with deposits and boost margins. Here's a full breakdown of what's happening with Affirm's bank charter push and why it's rattling the fintech industry: What Affirm Filed On ...

Consumer loan delinquencies were essentially flat in Q1 2026, with overall household debt delinquency rates unchanged from late 2025 and still at their highest since the late 2010s. Headline numbers The share of consumer loans at least 30 days past ...

From the MBA: Mortgage Delinquencies Increase in the First Quarter of 2026 The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44 percent of all loans outstanding at the end of the ...