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Virginia Is Getting Tough On Debt Collections
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Virginia Is Getting Tough On Debt Collections

Virginia just enacted and is implementing several new laws that tighten rules on consumer debt collection, especially around ...
Credit Acceptance Announces Completion of $294.0 Million
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Credit Acceptance Layoffs Signal Subprime Slowdown

Credit Acceptance’s recent layoffs do point to a cooling and de-risking phase in subprime auto, with implications for ...
CFPB’s Final Rule Recalibrates Fair Lending Enforcement: A Return To Clarity And Core Statutory Principles
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CFPB’s Final Rule Recalibrates Fair Lending Enforcement: A Return To Clarity And Core Statutory Principles

On April 22, 2026, the Consumer Financial Protection Bureau (CFPB), under Acting Director Russell Vought, issued a significant ...
Sports Betting Is Everywhere, Especially on Credit Reports
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Sports Betting Is Everywhere, Especially on Credit Reports

Sports betting itself does not show up as a tradeline, but the New York Fed’s new work (“Sports ...
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A Bill That Would Result In Us Losing Our Credit Card Rewards

Fuel costs related to the conflict in Iran have sent airlines into a panic as the summer vacation ...

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