Consumer Reports sent a formal comment letter to the Consumer Financial Protection Bureau (CFPB) on December 10–14, 2025, urging the agency not to move forward with a proposed rule that would significantly weaken fair lending protections under the Equal Credit ...

PayPal has applied for a U.S. banking charter so it can create “PayPal Bank,” an industrial loan company in Utah focused mainly on small-business lending and savings products, but it is not yet an approved bank.​ What PayPal Is Doing ...

In a move that significantly expands its footprint in the mortgage servicing landscape, Pontiac-based United Wholesale Mortgage Holdings Corp. said Wednesday it would acquire Two Harbors Investment Corp. in an all-stock deal valued at $1.3 billion. The merger combines United ...

The size of buy now, pay later loans have increased as more U.S. consumers rely on them, according to a Consumer Financial Protection Bureau study released last week. The average dollar value of a BNPL loan grew to $848 in ...

The Federal Trade Commission—joined by 21 states and the District of Columbia—today filed an amended complaint alleging that Uber charged consumers for its subscription without their consent, failed to deliver promised savings including $0 delivery fees, and made it difficult ...

The legislation would create important reports to curb abusive litigation practices while maintaining consumer protections in the FCRA. ACA International has joined a coalition of financial services, technology and banking associations to support important legislation to align the Fair Credit ...

Foreclosure filings in November jumped 21% from last year, while completed foreclosures surged 26% year-over-year, according to real estate data firm ATTOM. Despite the double-digit increases across all categories nationwide, housing market experts say these statistics represent a return to ...

Hawai‘i State Federal Credit Union. Courtesy photo. Hawaiʻi State Federal Credit Union will donate $50,000 to the Hawaiʻi Resilience Fund at the Hawaiʻi Community Foundation and the Safety Net Fund at Aloha United Way. The donation is part of the “Aloha for Hawaiʻi” giving campaign, a statewide ...

Auto loan delinquencies in the U.S. are still expected to rise in 2026, but the pace of that increase is projected to slow compared with 2025.​ Headline outlook for 2026 TransUnion’s 2026 Consumer Credit Forecast projects that auto loans 60+ ...