ACA International is actively pushing a two‑track agenda right now: (1) structural and procedural reforms at the CFPB, and (2) “integrity” in credit reporting, especially around efforts to suppress or limit medical debt data. Here’s how those pieces fit together ...

Debt recovery has a reputation problem, and much of it is earned. Traditional collection approaches have leaned on frequency and pressure: contact the borrower repeatedly, escalate quickly, and treat every delinquent account with the same urgency regardless of the borrower’s ...

Key insight: The real risk is not whether private credit looks like 2007 — it's whether banks understand how much of their balance sheets are quietly exposed to marks they don't control. Supporting data: U.S. banks have extended nearly $300 ...

Highlights Experian reports a surge in AI-driven fraud outpacing the defensive capabilities of Indian financial services and telecom firms. Fraud types rising fastest include social engineering, identity theft, friendly fraud, and refund abuse across e-commerce platforms. Technical signals suggest a ...

Foreclosure filings continued to rise nationwide in the first quarter of 2026, with total activity up 26% from a year ago. There were a total of 118,727 U.S. properties with foreclosure filings during the three months of the year—with Indiana, South Carolina, and ...

PRA Group (Portfolio Recovery Associates) is asking the Eastern District of Virginia to terminate its March 23, 2023 CFPB consent judgment, and the CFPB’s April 2026 opposition. Key points: The case: 2023 consent judgment resolved CFPB allegations that PRA violated ...

Sophisticated artificial intelligence-driven fraud is increasingly targeting U.S. consumers, who are falling victim to schemes that steal their IDS, credit cards or make fraudulent charges, a new analysis has found. According to the latest Top Fraud Trends Report by TransUnion, ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Amid rising consumer prices — primarily driven by soaring oil and gas prices as a result of the war in Iran — many Americans are feeling financial pressure. According ...

The Senate Commerce Committee held an oversight hearing with members of the Federal Trade Commission (FTC) on Wednesday, a session that turned contentious at times as Democrats criticized President Donald Trump’s firing of the agency’s Democratic commissioners and questioned its ...