US household debt has reached a record 18.8 trillion dollars, and student loan distress is now one of the weakest points in the consumer credit stack, with delinquencies back above pre‑pandemic norms. What the 18.8T number includes The New York ...

By Alan S. Kaplinsky on May 12, 2026 POSTED IN CFPB Just when the conventional wisdom seemed to be that the CFPB was no longer going to assert that it could not request funding from the Federal Reserve because of ...

New jobs data beats expectations but unemployment rate remains concerning 03:20 Bank of America predicts the Federal Reserve will delay lowering interest rates until the second half of 2027, mainly due to strong inflation and resilient job growth. Bank of ...

Senate Blocks Democratic CFPB Restoration Push On Wednesday, May 13, Senate Republicans blocked a coordinated Democratic effort to restore a series of Consumer Financial Protection Bureau policies that have been rolled back under the Trump administration. Here's a breakdown of ...

It’s no secret today’s economy is casting a shadow over many people’s lives, whether at the grocery store, gas pump or even keeping the lights on at home. But, so far, Americans, especially homeowners, appear to be holidng steady when ...

Consumer loan delinquencies were essentially flat in Q1 2026, with overall household debt delinquency rates unchanged from late 2025 and still at their highest since the late 2010s. Headline numbers The share of consumer loans at least 30 days past ...

Here's what the latest data shows, based on the NY Fed's Q1 2026 Household Debt and Credit Report: Slowing Flow Into Delinquency The key metric NY Fed researchers flagged is the "flow rate" — the share of auto accounts newly ...

Financial stocks have made up the worst-performing sector year to date, and within the sector, bank stocks have struggled. Over the past year, bank stocks have returned about 17%, which lags the S&P 500, and are down roughly 7% year ...

In a press release late last month, FCC chairman Brendan Carr said “We must bring meaningful robocall relief to consumers.” In another press release two days later, the commission wrote that “Stopping illegal calls is the FCC’s top consumer protection ...