The size of buy now, pay later loans have increased as more U.S. consumers rely on them, according to a Consumer Financial Protection Bureau study released last week. The average dollar value of a BNPL loan grew to $848 in ...

The federal government has reached a legal settlement that will effectively shut down the SAVE income‑driven repayment plan at the same time California is seeing a sharp jump in student loan delinquencies, with about 11% of borrowers now at least ...

TALLADEGA — The Greater Talladega-Lincoln-Munford Area Chamber of Commerce continues to honor businesses that have a lasting effect on the community. The Chamber recently selected AlaTrust Credit Union in Talladega, as its business of the month for November. Pictured from ...

Ending or severely weakening the Consumer Financial Protection Bureau (CFPB) would likely help some financial firms in the short term by reducing enforcement risk and compliance costs, but it would hurt many honest businesses over time by increasing fraud, eroding ...

Mortgage and banking trade groups are broadly supporting the CFPB’s proposed revisions to ECOA/Regulation B, while consumer and civil rights groups are warning that the plan would significantly weaken fair‑lending protections.​ What the CFPB is proposing The CFPB’s November 2025 ...

The Federal Trade Commission—joined by 21 states and the District of Columbia—today filed an amended complaint alleging that Uber charged consumers for its subscription without their consent, failed to deliver promised savings including $0 delivery fees, and made it difficult ...

Donald Trump has said he will sign an executive order this week to create a single national framework for regulating artificial intelligence that is intended to override or undermine many state-level AI rules. The order has not yet been formally ...

Fed rate cuts generally compress margins for traditional lenders in the short term but support loan growth, capital markets activity, and asset values across the broader financial services industry over time. The net effect depends heavily on business mix (deposit‑funded ...

The Federal Reserve Board has launched a formal request for information (RFI) on the future of the Federal Reserve Banks’ check-processing services, opening a 90‑day public comment period to help decide whether to maintain, scale back, or potentially wind down ...