A Florida court held that a debt collector can satisfy the FDCPA’s validation-notice requirements by sending the notice in a text message and using a hyperlink to deliver the full disclosure, so long as the consumer gets the required information ...

New Location at 82-11 37th Avenue Expands FourLeaf’s Strategic Growth Across Queens BETHPAGE, N.Y., June 01, 2026--(BUSINESS WIRE)--FourLeaf Federal Credit Union has officially opened its newest full-service branch at 82-11 37th Avenue in Jackson Heights, further strengthening the credit union’s ...

TCPA risk seems to be dropping everywhere you look. The Supreme Court recently limited the TCPA’s ATDS defintion. The Fifth Circuit recently held express written consent is not needed for marketing calls. The Seventh Circuit seems ready to hold SMS ...

A Nevada federal court has certified a TCPA class action against Las Vegas realtor Britney Gaitan for using ringless voicemail drops to contact homeowners with expired property listings without their consent. The case, Garvey v. Gaitan, involves approximately 983 to ...

U.S. consumers are showing growing signs of financial strain as credit card balances climb to approximately $1.25 trillion, with delinquency rates rising across multiple borrower segments. The trend is prompting concern among lenders, regulators, and debt collection professionals as early-stage ...

Could private credit become the next global financial crisis? The question is gaining urgency across financial and regulatory circles after years of explosive growth in lending outside the traditional banking system created a market worth more than $1.8 trillion, much ...

Your phone lights up. The number looks local. You answer because maybe it is the doctor, the school, a delivery driver or someone you actually need to hear from. Then comes the pause. That tiny silence before a recorded voice ...

Housing Stress Broadens Nationwide in Q1 The U.S. housing market is showing new signs of financial strain as foreclosure activity rose to its highest level in six years, highlighting growing pressure on financially vulnerable homeowners amid elevated borrowing costs, rising ...

Following his controversial removal from the Federal Trade Commission, former Commissioner Alvaro Bedoya is reemerging in the public arena with a new podcast aimed at continuing his consumer protection advocacy—this time outside the constraints of federal office. Bedoya, who was ...