The U.S. consumer credit market is splitting more sharply along credit lines, with higher-credit borrowers gaining ground while lower-credit consumers face mounting financial pressure — a divide that is now showing up in mortgage performance and origination trends. New research ...

Financial literacy instruction is a requirement in Florida's public schools. Every public high schooler in Florida receives basic money management training, cemented into state law in 2022. Our state lawmakers have larded up school curricula in dubious ways in recent ...

WASHINGTON, UNITED STATES — Contact centers are rejecting the dominant AI layoff narrative reshaping global business, with 85% of service and support leaders expanding human agent responsibilities rather than cutting jobs, according to a new Gartner survey of more than 320 ...

ENCORE CAPITAL GROUP, INC. Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐    Written communications pursuant to Rule 425 under the Securities ...

Quick Read Student loan balances total $1.66 trillion with 9.6% seriously delinquent (90+ days past due), meaning nearly one in ten dollars of outstanding student debt is in serious trouble and roughly one million borrowers have been transferred to default ...

Share this article! The delinquency rate for commercial mortgage-backed securities (CMBS) dipped by one basis point to 7.54% in April, according to data from Trepp Inc. One year ago, the rate was 7.03%. The five largest newly delinquent loans accounted ...

The pull-ahead for auto sales from the impact of tariffs and the elimination of the clean vehicle credit for EVs has led to a small decline in auto loan originations at the end of 2025 and leading into 2026. What ...

Nevada remains one of the most debt-burdened states in the country, according to a new report. The state has the highest rate of credit card delinquency in the nation at 16.3 percent, according to an analysis from Consumer Affairs that ...

~ Digital banking solution leverages deep core integration and built-in security support faster delivery of new capabilities and efficiency ~ TROY, Mich.--(BUSINESS WIRE)--PrimeWay Federal Credit Union (‘PrimeWay’ – $731M in assets) has selected Mahalo Banking’s Thoughtful Banking® platform to further ...