RELATED PRACTICES & JURISDICTIONS On July 28, The New York City Department of Consumer and Worker Protection (DCWP) announced that its amended debt-collection rule, scheduled to take effect on October 1, 2025, has been postponed, leaving the industry in limbo for the third time ...

For a time, Buy Now Pay Later (BNPL) seemed like a rare win-win. Shoppers gained flexibility. Retailers saw conversion soar. Transactions became smoother, quicker and, for many, more emotionally gratifying. The promise was simple: split payments, no interest, no fuss ...

Twitter LinkedIn Print The Supreme Court reinforces and expands its 2024 ruling in Loper Bright. The U.S. Supreme Court’s opinion in McLaughlin Chiropractic Associates v. McKesson Corp. is ostensibly about the Telephone Consumer Protection Act (TCPA), the 1990s-era law that—also ostensibly—makes robocalls ...

As previously reported, both the House and Senate passed bills to ban “trigger leads,” except in limited circumstances, although the versions of the bills that were previously passed are slightly different. The one difference is that the House-passed version calls ...

U.S. consumer credit swelled by $7.37B in June, slightly trailing the $7.40B consensus and accelerating from $5.10B in May (revised from $5.13B), according to data released by the Federal Reserve on Thursday. Total outstanding consumer borrowing of $5.055T edged up ...

Hope Credit Union has agreed to merge with 1st Choice Credit Union in Atlanta. Hope Credit Union, with its affiliates, Hope Enterprise Corporation and Hope Policy Institute (collectively known as HOPE), combine to form one of the nation's most impactful ...

When do investments by outsiders turn a tribal business into one that does not share in the tribe’s sovereign immunity?  In a case decided today, the Third Circuit attempted to answer that question. The Fort Belknap Indian Community, a Montana-based ...

Picture Credit: Leasing Life · Motor Finance · Motor Finance Online Consumer car finance new business volumes grew in June 2025 by 5% compared with the same month in 2024, according to new figures released by the Finance & Leasing ...

In a surprise announcement, the CFPB has said it will issue a revised Section 1033 open banking rule rather than simply killing the Biden Administration rule. “In light of recent events in the marketplace, the Bureau has now decided to ...