Michigan lawmakers are considering a bipartisan package that would sharply restrict how hospitals and debt collectors pursue unpaid medical bills, but it is not yet law and still has to clear the Legislature and governor. What the proposal would do ...

Key Takeaways Buy now, pay later is increasingly used for everyday purchases, not just large or discretionary items. BNPL options increase spending and reduce friction at checkout, benefiting retailers but increasing consumer risk. A growing number of users struggle with ...

WASHINGTON, D.C. — The Federal Reserve pushed the pause button on its interest rate cuts Wednesday, leaving its key rate unchanged at about 3.6% after lowering it three times last year. Chair Jerome Powell said at a news conference after ...

Banks are signaling that they can “appease” Trump on credit‑card rates mainly by creating narrow 10% APR products and marketing moves that look like compliance, while preserving high yields on most existing and new balances. What Trump wants President Trump ...

CFPB Receives Funding For Continued Operations The headline refers to a recent development where the Consumer Financial Protection Bureau (CFPB) secured short‑term funding from the Federal Reserve to keep operating through March 2026, despite earlier efforts by the Trump administration ...

President Trump has announced that Visa cash back credit card rewards can soon be deposited into Trump Accounts, thanks to a new platform. Say what now?! In this post: Visa partners with Trump on credit card rewards Today, Trump announced ...

Enterprises are shaking up their approach to data privacy and governance, new research shows, largely due to added risk factors created by AI adoption. According to Cisco's 2026 Data and Privacy Benchmark Study, nearly all companies are expanding privacy programs ...

Sen. Elizabeth Warren is accusing acting Consumer Financial Protection Bureau (CFPB) Director Russell Vought of taking steps that contradict President Donald Trump’s stated goal of making credit cards more affordable for consumers. What Warren is alleging Warren says the CFPB ...

Next-Generation Fraud Detection Product Uses AI to Detect and Help Clients Prevent Synthetic Identity Fraud, One of the Fastest-Growing Identity Threats ATLANTA, Jan. 23, 2026 /PRNewswire/ -- Equifax® (NYSE: EFX) announced the launch of Synthetic Identity Risk, a next-generation fraud detection product that leverages AI ...