Capital One Financial Corp. (COF) swung to a first-quarter loss that, while sharply smaller than the prior period, still showed the company is experiencing trouble at its banking and credit-card operations. The credit-card concern also raised its projection for managed ...

“Credit Risk for Big Bank Loans Still Moderate” refers to US regulators’ latest assessment that large, syndicated bank loans at big banks are not currently showing signs of severe or systemic stress, even though conditions are more challenging than a ...

The headline refers to a new FTC lawsuit against an AI‑driven “answer” or search service that the agency says uses dark‑pattern tactics to trap people in paid subscriptions, not to a general ban on AI search.​ What the FTC is ...

Auto credit access in the U.S. has improved sharply, hitting its highest level in about two years in December 2025, mainly because lenders are approving more loans and offering slightly better pricing.​ What “2‑year high” means Cox Automotive’s Dealertrack Credit ...

State financial regulators and attorneys general are expected to increase oversight of consumer finance — including auto lending — in 2026 even though a federal court has ordered that the CFPB continue to receive funding.​ What the article is saying ...

Saks Global, the parent of Saks Fifth Avenue, Neiman Marcus, and Bergdorf Goodman, has filed for Chapter 11 bankruptcy protection in the US after its debt‑funded takeover of Neiman Marcus left it unable to meet its obligations. Stores and websites ...

Individuals and companies offering debt resolution services must now obtain a state license in certain states, most notably under Tennessee’s new Debt Resolution Services Act and California’s recent regime for debt settlement services. These changes are part of a broader ...

Trump has publicly thrown his support behind the Credit Card Competition Act again, calling current interchange charges a “Swipe Fee ripoff” and putting renewed political pressure on Visa and Mastercard’s fee model. This is raising fresh concerns for the networks ...

Ongoing litigation in NTEU v. Vought has resulted in a critical clarification regarding the CFPB’s operational capacity for 2026. Despite the executive branch’s strategy to halt operations via budget restrictions, a D.C. district court order has mandated that the bureau ...