It’s the old bait-and-switch, and dealers are experts at it. A car shopper sees a vehicle online at a great price, clicks, calls or drives over and then learns the car is gone, was never really available on those terms, ...

Fifth Third Bank has just opened its first full-service retail branch in California in northeast Fresno, at 7160 N. First St., as the lead move in a planned buildout of 85 branches statewide (the Fresno site plus 84 additional locations) ...

The FCC Action — What It Is On March 27, 2026, the FCC issued a Notice of Proposed Rulemaking (NPRM) following a March 26 commission vote. As analyzed by Steptoe LLP, the core proposals include: An offshore volume cap (30% ...

What the headline is signaling More lenders (banks, captives, independents, and fintechs) are actively targeting borrowers with thin credit files or below‑prime scores, rather than avoiding them. As additional capital and competitors enter this space, the pricing and terms that ...

Looking Ahead to 2026 As the Consumer Financial Protection Bureau (CFPB) continues to reduce its functions in 2026, we expect even fewer enforcement actions by the agency in the debt collection and settlement space. Key Trends From 2025 Throughout 2025, ...

Credit delinquency is rising measurably faster in states that legalize online or mobile sports betting, with the impact concentrated among younger borrowers and active bettors. Key quantitative findings Overall 90‑day‑plus delinquency rates rose about 0.3–0.31 percentage points from a baseline ...

Filing activity declined across most categories despite strong January numbers. TCPA bucked the trend with a 33.3% monthly increase, while FDCPA and FCRA filings both declined. February brought a shift in consumer litigation activity, with filings declining across most categories ...

Nacha announced that 20 organizations joined its Payments Innovation Alliance in the first quarter of 2026, expanding the cross‑industry network focused on ACH and broader payments innovation. Key points The announcement was made on April 2, 2026, highlighting that the ...

BALTIMORE — Lawmakers in Annapolis are pushing a bill to help Maryland drivers buried in thousands of dollars of toll debt. The legislation would allow the Maryland Transportation Authority to waive some fees and penalties even after the debt is ...