Built on trust Experian’s foray into ChatGPT builds on the company’s extensive data capabilities and decades of experience helping consumers make confident financial decisions. By meeting users where they already research and compare products, the company aims to streamline the ...

US mortgage delinquencies are clearly ticking up from their post‑pandemic lows, but levels are still closer to “late‑cycle normal” than crisis territory. Where delinquency rates are now MBA’s National Delinquency Survey shows total mortgage delinquencies rose to about 4.0% in ...

The department’s new best practices for default prevention include dedicated borrower portals and earnings-based counseling. The department is also working on a proposed rulemaking on tuition reduction and simplified repayment. The U.S. Department of Education has issued new guidance urging ...

One of 100 largest banks in the United States BOSTON, Feb. 23, 2026 /PRNewswire/ -- Beacon Financial Corporation (NYSE: BBT) (the "Company") today announced the successful combination of four storied financial institutions under one new brand, Beacon Bank (the "Bank"), one ...

Equifax USIS has appointed Arun Gupta as Senior Vice President and Chief Data Officer. He will lead the USIS Data Organization, overseeing strategic investments in alternative, consumer, and commercial data, as well as centralized data platforms and strategy for the ...

Some call them predatory loans. Title loans with interest rates so high they’ll make your knees buckle. We discovered that title loan businesses in Tennessee can charge rates up to 264 percent. If you’re already struggling, this is the kind ...

Subprime borrowers are now a major driver of U.S. loan growth, particularly in unsecured personal loans, with balances and borrower counts at record levels and rising delinquencies signaling growing household stress. What the headline refers to TransUnion’s latest Credit Industry ...

When a single mother of two was diagnosed with breast cancer, she never imagined how quickly the debt collectors would start calling. A new bill being introduced in Massachusetts is seeking to stop the sale of medical debt and prohibit ...

GAO’s initial report paints a picture of a deliberately downsized, reorganized CFPB operating under a sharply lower funding cap and amid intensifying litigation over how those changes have been implemented. Scope and posture of the GAO report GAO’s January 27, ...