California’s new SB 825 is a 2025–2026 law that took effect January 1, 2026 and expands state enforcement powers to protect consumers from unfair, deceptive, or abusive financial practices. What SB 825 Does SB 825 amends the California Consumer Financial ...

Delfi Labs Inc. has announced a new Credit Union Service Organization (CUSO) formed with One Washington Financial (OWF) and Maps Credit Union to bring AI-driven balance sheet analytics to credit unions across the country. OWF is leading the CUSO as ...

The delinquency rate for commercial mortgage-backed securities (CMBS) increased from 7.30% in December to January by 17 basis points to 7.47%, according to new data from Trepp Inc. One year ago, the overall CMBS delinquency rate was 6.56%. “The increase ...

The California Department of Financial Protection and Innovation (DFPI) has clearly become more active and aggressive in the last few years, and whether it has “gone too far” really depends on whose perspective you take: consumers or regulated firms. What ...

Court has entered a judgment of $8.39 million against defaulting defendants because of consumer harm At the request of the Federal Trade Commission and the State of Florida, a federal district court has permanently shut down the operations of RivX, ...

Equifax is positioned to earn higher profits from mortgages because competition in credit scoring is shifting business away from FICO and toward cheaper VantageScore products that Equifax sells, while mortgage volumes are starting to recover. What is changing in mortgage ...

Airport lounge access has become increasingly competitive, and American Express is the latest issuer to announce changes. According to information shared with TPG, the issuer will change its Centurion Lounge access rules beginning July 8. Amex says the updates are ...

Florida did have the highest home foreclosure rate in the U.S. in 2025, so the statement is currently accurate for the most recent full year of data. What “leads the country” means In 2025, about 0.44% of Florida residential properties ...

Genisys Credit Union has selected Scienaptic AI’s credit decisioning platform to modernize its lending, speed up loan decisions, and broaden fair access to credit for its members.​ What the announcement says Genisys Credit Union, a Michigan‑based institution with about $6.1 ...