A recent New York Fed study found that delinquency expectations have softened and credit applications are at a three-year high. The Federal Reserve Bank of New York released its latest Survey of Consumer Expectations on March 9, revealing that U.S ...

The national mortgage delinquency rate rose by 7 basis points (bps) in February to 3.72%, driven by a 4% seasonal rise in early (30-day) delinquencies and a 3% rise in seriously delinquent (90-plus day) loans. According to data from Intercontinental ...

The number of consumer debt cases filed in state courts jumped to 146,000 in 2025, a more than 60% increase from two years ago, according to new data released by the Massachusetts Trial Court. The data, released in a new ...

The nationwide FTC rule that would have categorically banned most noncompetes is effectively gone, but the agency has pivoted to case‑by‑case enforcement and policy initiatives that still pressure employers’ use of noncompetes and related restraints. What happened to the FTC’s ...

Avtal, a digital engagement platform focused on modernizing debt collection, announced it has raised $24 million across its seed and Series A funding rounds. The investment was led by S3 Ventures with participation from NJP Ventures and will be used ...

The Italian consumer credit market closed 2025 with an overall positive performance. Personal loan applications grew by 10,2 percent compared to 2024. Bucking the trend, targeted loans declined by 5,9 percent, with a progressive contraction of 11,3 percent in the ...

has opened a new investigation into Fair Isaac Corp.’s (FICO’s) mortgage credit score pricing, targeting recent, large price hikes and urging the FTC to launch its own probe into potential anticompetitive conduct and consumer harm. What Hawley just did Sent ...

Senators Coons and Murkowski proposed the Ending Scam Credit Repair Act to combat fraudulent credit repair practices. Quiver AI Summary Senators Coons and Murkowski introduce new legislation: U.S. Senators Chris Coons and Lisa Murkowski have introduced the Ending Scam Credit ...

According to the judge, text messages are “far less intrusive than phone calls.” A federal judge in Texas has issued a decision that offers some legal clarity for debt collectors using digital communication channels, ruling that text messages do not ...