Key insight: The real risk is not whether private credit looks like 2007 — it's whether banks understand how much of their balance sheets are quietly exposed to marks they don't control. Supporting data: U.S. banks have extended nearly $300 ...

Working to ensure credit union concerns are heard by a leading voice in financial regulation, America’s Credit Unions President/CEO Scott Simpson and Senior Vice President of Advocacy Greg Mesack met with Treasury Deputy Assistant Secretary for Financial Institutions Policy John ...

Large banks' venture investments in AI companies have increased at a compound annual growth rate of 21% since 2023, according to the Evident AI Venture Trends report, which came out Tuesday and offers analysis of the 50 biggest global banks ...

Scott Turner, Secretary of the Department of Housing and Urban Development (HUD), said that adopting new credit-scoring models will expand access to homeownership, especially for borrowers overlooked by older systems. Bill Pulte, the Federal Housing Finance Agency’s (FHFA) director, proposed allowing Fannie ...

AFREF and allied groups submitted a comment letter to CFPB strongly opposing the draft 2026–2030 Strategic Plan and urging a complete rewrite to restore a robust consumer protection mission. What the coalition is saying Americans for Financial Reform Education Fund ...

The Federal Trade Commission (FTC) issued an Advance Notice of Proposed Rulemaking (ANPRM) on fee practices in “online food and grocery delivery services.” The ANPRM defines these services as those services that enable consumers to order food and beverage items ...

SACRAMENTO, Calif. — Civil rights and labor advocates are urging California lawmakers to pass AB 2558, a measure supporters say would help protect families from predatory payday lending practices that trap borrowers in cycles of debt. Dolores Huerta, one of ...

COSTA MESA, Calif., April 22, 2026--(BUSINESS WIRE)--Following the Federal Housing and Finance Agency (FHFA) and the Federal Housing Administration’s (FHA) move to support the expanded use of VantageScore 4.0 in mortgage origination, Experian today reaffirmed its readiness to help lenders, ...

Early stress in US private credit is showing up most clearly in rising “shadow” defaults, liquidity pressure in semi‑liquid funds, and weakening performance among smaller, highly levered borrowers (especially software/tech). Key early stress signals Rising default and “shadow default” rates ...